🟧 What Is a Credit Score and How to Improve It Fast?

Your credit score is one of the most important numbers in your financial life. It affects your ability to get loans, credit cards, even renting an apartment.

What affects your credit score?

1. Payment history (35%) – Always pay on time.

2. Credit usage (30%) – Keep usage below 30%.

3. Length of credit history (15%)

4. New credit inquiries (10%)

5. Credit mix (10%)

How to improve it fast?

• Pay all bills on time.

• Reduce credit card balances.

• Don’t apply for many cards at once.

• Keep old accounts open.

• Check for errors on your credit report.

Conclusion:
Small improvements can raise your score significantly in a few months.